Tuesday, January 4, 2011

foreclosure defense


“So being the Government is again wasting taxpayer money assisting the banks with Hamp rather then those for whom it was intended, why are people in the USA not upset?”


Maybe we are accustomed to this? Personally, I would like the government to STOP trying to take the lead. Half of their attempts are expensive boondoggles, the other half make things even worse. HAMP was about politics and buying votes, as most political ’solutions’ are.


“The heads in the sand applies to those people as well, because your economy is too attached to the mortgage industry to settle until it does. The Governemnt lying and saying your recession has ended referred to wallstreet only. There is much more to come. My New Year’s prediction is 8 nore years on the roller coaster.”


I personally believe that is backwards. You CANNOT have a healthy economy driven by the financial sector. Any attempt to do so is essentially a Ponzi scheme. Witness the past decade for a perfect example.


Absolutely agree that there are many more years “on the roller coaster”. The big question, of course, is what effect the trillions of dollars of fiscal and monetary stimulus will have on the markets. We know they won’t do much to help the real economy — again, you CANNOT have an economy driven by the financial sector. But at this point they seem likely to produce an inflationary recession rather than a deflationary recession. (And even if the actions already taken are insufficient, the people in charge have expressed a willingness to continue new initiatives until they succeed.)


“you make your own fate and luck…”


I try to assume bad luck and prepare for that. If it is likely that our income will drop by 20% in a recession, then I prepare for a 40% drop (with a large margin of safety). The flip side of that is running multiple jobs and businesses in distinct sectors, any one of which can be ramped up if the others run into trouble. A total of ~100 hrs/week employment during the school year, of which we need to maintain about 60 hrs/week to meet our budget.


That’s the way my grandparents (who lived through the Great Depression) lived their lives. I can’t think of any other way to deal with the uncertainty in our economy today.


How many of the people who are in trouble on their mortgages left themselves that kind of leeway? I absolutely sympathize for those who have fought for every inch of progress, emigrating to the US, working their way to solid employment while saving pennies, buying a low-end house or apartment, and then losing income or suffering a medical/financial disaster.


I have far less sympathy for people who had six-figure incomes, who splurged on a 2500+ sq ft McMansion that cost $400k, who borrowed against their equity to fund luxury vacations, and somehow believed that the gravy train would never end. If you’ve chosen to live an above-median lifestyle, then there is no excuse for failing to take precautions to protect yourself against a downturn. Especially since you would think the 2000-2002 recession would have dropped a few hints of how rapidly the outlook can turn from “rosy” to “bleak”. (Except, of course, I forgot. Real estate NEVER declines in value, right?)


From your link:

“You could say the Kaharas have only themselves to blame. They entered into a complex, interest-only loan when they purchased their two-bedroom house for nearly $300,000 in 2004.”


Let’s see… They were 26 and 28 when they leveraged themselves to the hilt to buy an ultra-expensive property in a posh community that I would never be able to afford. The article goes on to explain how their construction business seemed to be doing well at the time, so they figured they could take the risk. They took the risk, they wiped out. That happens. NOTHING you will say is going to make me feel sorry for somebody who takes stupid and unnecessary risks like that.


I don’t want to excuse or justify the bank’s actions, but it is entirely possible to have a conflict with NO sympathetic characters involved. To me, this is one of those times.


I bet they lost less than I did on my first house. Doesn’t sound like they had much of downpayment. The bankruptcy will clear most of their debts and (in time) they can start anew.


“The Kaharas will rebuild their lives.”


Hopefully making more careful spending decisions in the future. Live and learn.


Does that help explain my viewpoint? My seeming lack of sympathy for some of these situations? I believe we have a responsibility to do our best to avoid being a burden to society. Find jobs that contribute (rather than simply scamming money as so many Wall Street traders do). Take responsibility for your own education and personal finances, so the cash flows ONE WAY ONLY from your earnings into the public purse. Make whatever sacrifices needed to plan ahead, so you don’t have to ever ask for financial aid.


Plenty of people live lives like that, not all making high incomes either, and for the most part they don’t end up profiled in foreclosure stories.



ThinkFast: January 4, 2010




President Obama, on his way home from Hawaii, offered an assessment of how Republicans will act in the opening months of 2011, saying he expects they will “play to their base for a certain period of time.” He still retained some optimism, however. “My expectation, my hope is that John Boehner and Mitch McConnell will realize that there will be plenty of time to campaign for 2012 in 2012.”


In a letter to House Speaker John Boehner (R-OH) yesterday, Senate Democratic leadership said “we will block” in the Senate any attempt by the House to “move forward with a repeal of the health care law.” Particularly concerned over the elimination of the “donut hole” Medicare fix, Democrats said the law “is too important to be treated as collateral damage in a partisan mission.”


House Republicans, led by Rep. Darrell Issa (R-CA), have announced a list of investigations they hope “could embarrass the Obama administration.” Over the next three months, Issa plans six investigations: into the WikiLeaks scandal; recalls at the Food and Drug Administration; the role of Fannie Mae and Freddie Mac in the foreclosure crisis; the Financial Crisis Inquiry Commission’s failure to identify the origins of the meltdown; and corruption in Afghanistan.


Obama’s advisers are debating whether he should use his executive authority to issue a signing statement that would allow him to bypass new restrictions on the transfer of Guantánamo detainees. Congress included the restrictions — which would make it harder to close the detention facility — in a defense bill it passed last month and the President is expected to act on the measure this week.


Republican military expert John Wheeler, 66, was found dead in a Delaware landfill Monday. A former aide in the Reagan and both Bush administrations and a veteran of the Vietnam War, Wheeler’s “death has been ruled a homicide.”

 

“A band of Senate Democrats signaled on Monday that it would press forward when Congress convenes this week with a proposal to curtail filibusters and other methods of slowing the chamber’s work.” Democrats will likely use some “procedural sleight-of-hand” to buy time for negotiations with Republicans over rule changes, delaying implementation for a few weeks.


Sen. Robert Menendez (D-NJ) plans to reach out to Sen. Lindsey Graham (R-SC) to craft a bipartisan immigration reform bill in the new Congress, but it is unclear if Graham will respond favorably to Menendez’s outreach. Otherwise, Menendez said he will introduce his own bill. “If there’s nothing to have hearings about, nothing to debate over, you will never move forward,” he said last month.


And finally: While debating the authenticity of Sen. Lindsey Graham’s (R-SC) new tan, MSNBC host Joe Scarborough wondered if the senator was attempting to mimic pop star David Bowie’s space-traveling alter ego. “Did you follow David Bowie through the Ziggy Stardust years? He had more makeup than Bowie did,” Scarborough said of Graham.  “I think the senator was just out in the sun over the holidays,” replied co-host Willie Geist.


ThinkProgress is hiring! Details here.





robert shumake detroit

Foot-and-Mouth Outbreak Spreads Through South Korea - AOL <b>News</b>

South Korea is suffering its worst-ever outbreak of foot-and-mouth disease, with the highly contagious virus spreading to farms across the country despite a nationwide quarantine effort.

Opinion: Can Oprah Help Restore Civility? - AOL <b>News</b>

Oprah began her new cable television network -- OWN -- at noon on New Year's Day, a network dedicated to the total and complete absence of mean-spiritedness.

500 More Red-Wing Blackbirds Found Dead in - AOL <b>News</b>

Days after 100000 fish and approximately 4000 red-winged blackbirds were found dead in Arkansas, 500 deceased blackbirds and starlings were discovered on a Louisiana highway.


robert shumake detroit

Foot-and-Mouth Outbreak Spreads Through South Korea - AOL <b>News</b>

South Korea is suffering its worst-ever outbreak of foot-and-mouth disease, with the highly contagious virus spreading to farms across the country despite a nationwide quarantine effort.

Opinion: Can Oprah Help Restore Civility? - AOL <b>News</b>

Oprah began her new cable television network -- OWN -- at noon on New Year's Day, a network dedicated to the total and complete absence of mean-spiritedness.

500 More Red-Wing Blackbirds Found Dead in - AOL <b>News</b>

Days after 100000 fish and approximately 4000 red-winged blackbirds were found dead in Arkansas, 500 deceased blackbirds and starlings were discovered on a Louisiana highway.


robert shumake

“So being the Government is again wasting taxpayer money assisting the banks with Hamp rather then those for whom it was intended, why are people in the USA not upset?”


Maybe we are accustomed to this? Personally, I would like the government to STOP trying to take the lead. Half of their attempts are expensive boondoggles, the other half make things even worse. HAMP was about politics and buying votes, as most political ’solutions’ are.


“The heads in the sand applies to those people as well, because your economy is too attached to the mortgage industry to settle until it does. The Governemnt lying and saying your recession has ended referred to wallstreet only. There is much more to come. My New Year’s prediction is 8 nore years on the roller coaster.”


I personally believe that is backwards. You CANNOT have a healthy economy driven by the financial sector. Any attempt to do so is essentially a Ponzi scheme. Witness the past decade for a perfect example.


Absolutely agree that there are many more years “on the roller coaster”. The big question, of course, is what effect the trillions of dollars of fiscal and monetary stimulus will have on the markets. We know they won’t do much to help the real economy — again, you CANNOT have an economy driven by the financial sector. But at this point they seem likely to produce an inflationary recession rather than a deflationary recession. (And even if the actions already taken are insufficient, the people in charge have expressed a willingness to continue new initiatives until they succeed.)


“you make your own fate and luck…”


I try to assume bad luck and prepare for that. If it is likely that our income will drop by 20% in a recession, then I prepare for a 40% drop (with a large margin of safety). The flip side of that is running multiple jobs and businesses in distinct sectors, any one of which can be ramped up if the others run into trouble. A total of ~100 hrs/week employment during the school year, of which we need to maintain about 60 hrs/week to meet our budget.


That’s the way my grandparents (who lived through the Great Depression) lived their lives. I can’t think of any other way to deal with the uncertainty in our economy today.


How many of the people who are in trouble on their mortgages left themselves that kind of leeway? I absolutely sympathize for those who have fought for every inch of progress, emigrating to the US, working their way to solid employment while saving pennies, buying a low-end house or apartment, and then losing income or suffering a medical/financial disaster.


I have far less sympathy for people who had six-figure incomes, who splurged on a 2500+ sq ft McMansion that cost $400k, who borrowed against their equity to fund luxury vacations, and somehow believed that the gravy train would never end. If you’ve chosen to live an above-median lifestyle, then there is no excuse for failing to take precautions to protect yourself against a downturn. Especially since you would think the 2000-2002 recession would have dropped a few hints of how rapidly the outlook can turn from “rosy” to “bleak”. (Except, of course, I forgot. Real estate NEVER declines in value, right?)


From your link:

“You could say the Kaharas have only themselves to blame. They entered into a complex, interest-only loan when they purchased their two-bedroom house for nearly $300,000 in 2004.”


Let’s see… They were 26 and 28 when they leveraged themselves to the hilt to buy an ultra-expensive property in a posh community that I would never be able to afford. The article goes on to explain how their construction business seemed to be doing well at the time, so they figured they could take the risk. They took the risk, they wiped out. That happens. NOTHING you will say is going to make me feel sorry for somebody who takes stupid and unnecessary risks like that.


I don’t want to excuse or justify the bank’s actions, but it is entirely possible to have a conflict with NO sympathetic characters involved. To me, this is one of those times.


I bet they lost less than I did on my first house. Doesn’t sound like they had much of downpayment. The bankruptcy will clear most of their debts and (in time) they can start anew.


“The Kaharas will rebuild their lives.”


Hopefully making more careful spending decisions in the future. Live and learn.


Does that help explain my viewpoint? My seeming lack of sympathy for some of these situations? I believe we have a responsibility to do our best to avoid being a burden to society. Find jobs that contribute (rather than simply scamming money as so many Wall Street traders do). Take responsibility for your own education and personal finances, so the cash flows ONE WAY ONLY from your earnings into the public purse. Make whatever sacrifices needed to plan ahead, so you don’t have to ever ask for financial aid.


Plenty of people live lives like that, not all making high incomes either, and for the most part they don’t end up profiled in foreclosure stories.



ThinkFast: January 4, 2010




President Obama, on his way home from Hawaii, offered an assessment of how Republicans will act in the opening months of 2011, saying he expects they will “play to their base for a certain period of time.” He still retained some optimism, however. “My expectation, my hope is that John Boehner and Mitch McConnell will realize that there will be plenty of time to campaign for 2012 in 2012.”


In a letter to House Speaker John Boehner (R-OH) yesterday, Senate Democratic leadership said “we will block” in the Senate any attempt by the House to “move forward with a repeal of the health care law.” Particularly concerned over the elimination of the “donut hole” Medicare fix, Democrats said the law “is too important to be treated as collateral damage in a partisan mission.”


House Republicans, led by Rep. Darrell Issa (R-CA), have announced a list of investigations they hope “could embarrass the Obama administration.” Over the next three months, Issa plans six investigations: into the WikiLeaks scandal; recalls at the Food and Drug Administration; the role of Fannie Mae and Freddie Mac in the foreclosure crisis; the Financial Crisis Inquiry Commission’s failure to identify the origins of the meltdown; and corruption in Afghanistan.


Obama’s advisers are debating whether he should use his executive authority to issue a signing statement that would allow him to bypass new restrictions on the transfer of Guantánamo detainees. Congress included the restrictions — which would make it harder to close the detention facility — in a defense bill it passed last month and the President is expected to act on the measure this week.


Republican military expert John Wheeler, 66, was found dead in a Delaware landfill Monday. A former aide in the Reagan and both Bush administrations and a veteran of the Vietnam War, Wheeler’s “death has been ruled a homicide.”

 

“A band of Senate Democrats signaled on Monday that it would press forward when Congress convenes this week with a proposal to curtail filibusters and other methods of slowing the chamber’s work.” Democrats will likely use some “procedural sleight-of-hand” to buy time for negotiations with Republicans over rule changes, delaying implementation for a few weeks.


Sen. Robert Menendez (D-NJ) plans to reach out to Sen. Lindsey Graham (R-SC) to craft a bipartisan immigration reform bill in the new Congress, but it is unclear if Graham will respond favorably to Menendez’s outreach. Otherwise, Menendez said he will introduce his own bill. “If there’s nothing to have hearings about, nothing to debate over, you will never move forward,” he said last month.


And finally: While debating the authenticity of Sen. Lindsey Graham’s (R-SC) new tan, MSNBC host Joe Scarborough wondered if the senator was attempting to mimic pop star David Bowie’s space-traveling alter ego. “Did you follow David Bowie through the Ziggy Stardust years? He had more makeup than Bowie did,” Scarborough said of Graham.  “I think the senator was just out in the sun over the holidays,” replied co-host Willie Geist.


ThinkProgress is hiring! Details here.





robert shumake

Lisa Buyer and Al Sunshine by Roy Oppenheim


robert shumake

Foot-and-Mouth Outbreak Spreads Through South Korea - AOL <b>News</b>

South Korea is suffering its worst-ever outbreak of foot-and-mouth disease, with the highly contagious virus spreading to farms across the country despite a nationwide quarantine effort.

Opinion: Can Oprah Help Restore Civility? - AOL <b>News</b>

Oprah began her new cable television network -- OWN -- at noon on New Year's Day, a network dedicated to the total and complete absence of mean-spiritedness.

500 More Red-Wing Blackbirds Found Dead in - AOL <b>News</b>

Days after 100000 fish and approximately 4000 red-winged blackbirds were found dead in Arkansas, 500 deceased blackbirds and starlings were discovered on a Louisiana highway.


robert shumake

Foot-and-Mouth Outbreak Spreads Through South Korea - AOL <b>News</b>

South Korea is suffering its worst-ever outbreak of foot-and-mouth disease, with the highly contagious virus spreading to farms across the country despite a nationwide quarantine effort.

Opinion: Can Oprah Help Restore Civility? - AOL <b>News</b>

Oprah began her new cable television network -- OWN -- at noon on New Year's Day, a network dedicated to the total and complete absence of mean-spiritedness.

500 More Red-Wing Blackbirds Found Dead in - AOL <b>News</b>

Days after 100000 fish and approximately 4000 red-winged blackbirds were found dead in Arkansas, 500 deceased blackbirds and starlings were discovered on a Louisiana highway.


robert shumake detroit

When homeowners or their legal counsel are doing research on a loan, there are numerous documents that may help bolster their case against a mortgage company. These can include mortgage documents, information available in the public record, and other information obtained through fighting a lawsuit in the courts. Thus, homeowners should be aware of these different types of documents and how they can help in defending a property.

The original mortgage documents are the most important in defending against a bank's foreclosure attempt. If there are any mistakes or fraudulent aspects discovered in these, the entire loan may be invalidated or a court-ordered loan modification plan may be put into place. Signs of abusive lending or clauses that may provide remedies to foreclosure should be searched for by the borrowers.

There are five documents that homeowners may wish to consider the most important when they are searching for the original paperwork. These are the following:

- HUD-1 Settlement Statement
- Truth in Lending disclosure and Rescission Notice
- Note for the loan
- Deed of Trust or Mortgage
- Appraisal

If a mortgage servicing company is involved in the collection of the payments on a monthly basis and responsible for the foreclosure process, homeowners should begin collecting documents related to the servicing. Servicer abuse is rampant, as the entire industry was set up from the beginning to prey upon homeowners and reward corrupt or fraudulent companies for pushing people into foreclosure.

There are several documents that homeowners should attempt to obtain from servicers and compare with their own copies of documents and calculations.

- Payoff Statement
- Complete payment history
- Contact history and notes on the account
- Disclosure of current owner of underlying loan
- Servicing transfer notice(s)
- Pooling and Servicing Agreement (PSA)

After obtaining the documents from the original lending transaction and relevant information from the servicing company, homeowners should begin to look into public records. The bank, its attorneys, and any potential bidders will examine public records to find out as much as possible about the owners and the property. Borrowers should do the same to research the lender, servicer, and owner of the loan.

Searching public records can present endless sources of information for homeowners in researching mortgage companies. Just a few ideas are listed here:

- Land records from the county recorder
- Securities and Exchange Commission documents
- Complaints against companies with regulatory agencies
- Record of company through Better Business Bureau and other advocacy groups
- Records of other lawsuits the bank has been involved in
- General internet searches
- Corporate documents and accounting statements

Before going into court, these documents can help homeowners begin to build a decent case for why a foreclosure should not allowed to go through. There are also numerous other documents that can be obtained in the discovery process in court, which will be covered in a later article. The types of documents and the purposes for each in the defense of the home present vast potential for homeowners trying to stop foreclosure.

Just like lenders examine borrowers' records to decide if they will qualify for a loan, homeowners should go through the exact same series of steps to determine if a bank has a legitimate right to foreclose or not. In many cases, they may uncover enough discrepancies in the paperwork to force the bank into a mortgage modification or, if that is not offered or available, have the entire foreclosure process thrown out of court.


robert shumake detroit

Foot-and-Mouth Outbreak Spreads Through South Korea - AOL <b>News</b>

South Korea is suffering its worst-ever outbreak of foot-and-mouth disease, with the highly contagious virus spreading to farms across the country despite a nationwide quarantine effort.

Opinion: Can Oprah Help Restore Civility? - AOL <b>News</b>

Oprah began her new cable television network -- OWN -- at noon on New Year's Day, a network dedicated to the total and complete absence of mean-spiritedness.

500 More Red-Wing Blackbirds Found Dead in - AOL <b>News</b>

Days after 100000 fish and approximately 4000 red-winged blackbirds were found dead in Arkansas, 500 deceased blackbirds and starlings were discovered on a Louisiana highway.


robert shumake detroit

Lisa Buyer and Al Sunshine by Roy Oppenheim


robert shumake

“So being the Government is again wasting taxpayer money assisting the banks with Hamp rather then those for whom it was intended, why are people in the USA not upset?”


Maybe we are accustomed to this? Personally, I would like the government to STOP trying to take the lead. Half of their attempts are expensive boondoggles, the other half make things even worse. HAMP was about politics and buying votes, as most political ’solutions’ are.


“The heads in the sand applies to those people as well, because your economy is too attached to the mortgage industry to settle until it does. The Governemnt lying and saying your recession has ended referred to wallstreet only. There is much more to come. My New Year’s prediction is 8 nore years on the roller coaster.”


I personally believe that is backwards. You CANNOT have a healthy economy driven by the financial sector. Any attempt to do so is essentially a Ponzi scheme. Witness the past decade for a perfect example.


Absolutely agree that there are many more years “on the roller coaster”. The big question, of course, is what effect the trillions of dollars of fiscal and monetary stimulus will have on the markets. We know they won’t do much to help the real economy — again, you CANNOT have an economy driven by the financial sector. But at this point they seem likely to produce an inflationary recession rather than a deflationary recession. (And even if the actions already taken are insufficient, the people in charge have expressed a willingness to continue new initiatives until they succeed.)


“you make your own fate and luck…”


I try to assume bad luck and prepare for that. If it is likely that our income will drop by 20% in a recession, then I prepare for a 40% drop (with a large margin of safety). The flip side of that is running multiple jobs and businesses in distinct sectors, any one of which can be ramped up if the others run into trouble. A total of ~100 hrs/week employment during the school year, of which we need to maintain about 60 hrs/week to meet our budget.


That’s the way my grandparents (who lived through the Great Depression) lived their lives. I can’t think of any other way to deal with the uncertainty in our economy today.


How many of the people who are in trouble on their mortgages left themselves that kind of leeway? I absolutely sympathize for those who have fought for every inch of progress, emigrating to the US, working their way to solid employment while saving pennies, buying a low-end house or apartment, and then losing income or suffering a medical/financial disaster.


I have far less sympathy for people who had six-figure incomes, who splurged on a 2500+ sq ft McMansion that cost $400k, who borrowed against their equity to fund luxury vacations, and somehow believed that the gravy train would never end. If you’ve chosen to live an above-median lifestyle, then there is no excuse for failing to take precautions to protect yourself against a downturn. Especially since you would think the 2000-2002 recession would have dropped a few hints of how rapidly the outlook can turn from “rosy” to “bleak”. (Except, of course, I forgot. Real estate NEVER declines in value, right?)


From your link:

“You could say the Kaharas have only themselves to blame. They entered into a complex, interest-only loan when they purchased their two-bedroom house for nearly $300,000 in 2004.”


Let’s see… They were 26 and 28 when they leveraged themselves to the hilt to buy an ultra-expensive property in a posh community that I would never be able to afford. The article goes on to explain how their construction business seemed to be doing well at the time, so they figured they could take the risk. They took the risk, they wiped out. That happens. NOTHING you will say is going to make me feel sorry for somebody who takes stupid and unnecessary risks like that.


I don’t want to excuse or justify the bank’s actions, but it is entirely possible to have a conflict with NO sympathetic characters involved. To me, this is one of those times.


I bet they lost less than I did on my first house. Doesn’t sound like they had much of downpayment. The bankruptcy will clear most of their debts and (in time) they can start anew.


“The Kaharas will rebuild their lives.”


Hopefully making more careful spending decisions in the future. Live and learn.


Does that help explain my viewpoint? My seeming lack of sympathy for some of these situations? I believe we have a responsibility to do our best to avoid being a burden to society. Find jobs that contribute (rather than simply scamming money as so many Wall Street traders do). Take responsibility for your own education and personal finances, so the cash flows ONE WAY ONLY from your earnings into the public purse. Make whatever sacrifices needed to plan ahead, so you don’t have to ever ask for financial aid.


Plenty of people live lives like that, not all making high incomes either, and for the most part they don’t end up profiled in foreclosure stories.



ThinkFast: January 4, 2010




President Obama, on his way home from Hawaii, offered an assessment of how Republicans will act in the opening months of 2011, saying he expects they will “play to their base for a certain period of time.” He still retained some optimism, however. “My expectation, my hope is that John Boehner and Mitch McConnell will realize that there will be plenty of time to campaign for 2012 in 2012.”


In a letter to House Speaker John Boehner (R-OH) yesterday, Senate Democratic leadership said “we will block” in the Senate any attempt by the House to “move forward with a repeal of the health care law.” Particularly concerned over the elimination of the “donut hole” Medicare fix, Democrats said the law “is too important to be treated as collateral damage in a partisan mission.”


House Republicans, led by Rep. Darrell Issa (R-CA), have announced a list of investigations they hope “could embarrass the Obama administration.” Over the next three months, Issa plans six investigations: into the WikiLeaks scandal; recalls at the Food and Drug Administration; the role of Fannie Mae and Freddie Mac in the foreclosure crisis; the Financial Crisis Inquiry Commission’s failure to identify the origins of the meltdown; and corruption in Afghanistan.


Obama’s advisers are debating whether he should use his executive authority to issue a signing statement that would allow him to bypass new restrictions on the transfer of Guantánamo detainees. Congress included the restrictions — which would make it harder to close the detention facility — in a defense bill it passed last month and the President is expected to act on the measure this week.


Republican military expert John Wheeler, 66, was found dead in a Delaware landfill Monday. A former aide in the Reagan and both Bush administrations and a veteran of the Vietnam War, Wheeler’s “death has been ruled a homicide.”

 

“A band of Senate Democrats signaled on Monday that it would press forward when Congress convenes this week with a proposal to curtail filibusters and other methods of slowing the chamber’s work.” Democrats will likely use some “procedural sleight-of-hand” to buy time for negotiations with Republicans over rule changes, delaying implementation for a few weeks.


Sen. Robert Menendez (D-NJ) plans to reach out to Sen. Lindsey Graham (R-SC) to craft a bipartisan immigration reform bill in the new Congress, but it is unclear if Graham will respond favorably to Menendez’s outreach. Otherwise, Menendez said he will introduce his own bill. “If there’s nothing to have hearings about, nothing to debate over, you will never move forward,” he said last month.


And finally: While debating the authenticity of Sen. Lindsey Graham’s (R-SC) new tan, MSNBC host Joe Scarborough wondered if the senator was attempting to mimic pop star David Bowie’s space-traveling alter ego. “Did you follow David Bowie through the Ziggy Stardust years? He had more makeup than Bowie did,” Scarborough said of Graham.  “I think the senator was just out in the sun over the holidays,” replied co-host Willie Geist.


ThinkProgress is hiring! Details here.





robert shumake

Foot-and-Mouth Outbreak Spreads Through South Korea - AOL <b>News</b>

South Korea is suffering its worst-ever outbreak of foot-and-mouth disease, with the highly contagious virus spreading to farms across the country despite a nationwide quarantine effort.

Opinion: Can Oprah Help Restore Civility? - AOL <b>News</b>

Oprah began her new cable television network -- OWN -- at noon on New Year's Day, a network dedicated to the total and complete absence of mean-spiritedness.

500 More Red-Wing Blackbirds Found Dead in - AOL <b>News</b>

Days after 100000 fish and approximately 4000 red-winged blackbirds were found dead in Arkansas, 500 deceased blackbirds and starlings were discovered on a Louisiana highway.


robert shumake

Lisa Buyer and Al Sunshine by Roy Oppenheim


robert shumake detroit










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